Works with any debt — 🏠 Home loan · 🚗 Car loan · 💳 Credit card · 📱 Phone EMI · 🎓 Education · 🏥 Medical · 🛋 Furniture · 🏢 Business

Tell us about your debt

What is your outstanding balance? (home loan, credit card, car, EMI — anything)

₹

5 Lakhs

Bank interest rate (annual %)

% per year

How much do you pay each month? (your current EMI or minimum payment)

₹

15,000/mo

🚨 Your EMI is too low to reduce this loan

Every month, interest is being added faster than you are paying it off. Your loan will keep growing.

Interest added each month—

What you are paying—

Minimum EMI needed—

You will be debt-free by

—

💸

You pay the bank extra

—

💰

Total money you spend

—

Principal + Interest

📊

Debt health score

—

🔍

Real cost of this debt

—

For every ₹100 you borrowed

This is how your total repayment breaks down.

You borrowed

₹100

Interest paid

—

Can you pay a little extra each month?

Even ₹500 more per month can make a surprising difference. Tap to see how much you save.

🎉 By adding extra each month, you save

—

Your debt shrinking over time

Watch your balance drop, milestone by milestone.

Balance month by month

The curve drops as you pay down principal. Today ● Debt-free ●

Advanced details

Month	Payment	Principal	Interest	Balance

When will you be debt-free?